Senior Mortgage Underwriter

HCLTech

Full-time Accounting / Finance
Apply Now
Location
karnataka, bengaluru, India
Posted
July 23, 2026

Job Description

Job Opportunity: Senior Mortgage Underwriter Wor k Location: Chennai - Sholinganallu r Shift Timing : 7:00 AM – 5:00 PM (IST) Domain : Australian Mortgage Underwriting Work Model : Work from Office (WFO ) Please No te: Please apply only if you have relevant experience and willing t o relocate to Chennai. Job Summary: The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies. Responsibilities: āœ” Analyzing customer financial positions, employment history, credit history, and ability to repay. āœ” Understanding and applying the 4 C’s of Credit effectively. āœ” Ensuring compliance with regulatory and company guidelines. āœ” Assessing credit risk and determining loan approval/decline decisions. āœ” Applying lending/credit policy, mortgage insura...