Retail Credit Officer

Full-time business-and-financial-operations

Your Role

• Review / evaluate: Ensure accuracy and completeness of encoding in the LOS, verified information and submitted documents; Evaluate creditworthiness and risks of an applicant’s profile.
• Make independent recommendation & approval based on given authority limits per band grade for Auto Loans – in line with the Bank’s credit policies, guidelines, parameters, and regulatory/statutory provisions.
• Safeguard the compliance with credit-related pre-implementation requirements of accounts prior to drawdown.

How will you contribute

• Responsible for credit underwriting and evaluation of the financial feasibility and viability of auto loan applications.
• Assure the quality and integrity of data gathered and/or encoded in the system in order
• for credit rule sets integrated in the system to properly apply and approving authority to
• make a sound credit decision.
• Part...