Manual Testing - UPI/Payments

AQM Technologies

Full-time Financial Clerks
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Location
Mumbai, Maharashtra, India
Posted
June 10, 2026

Job Description

JD – Manual Testing - Payments
Experience:

2-5 Years (Preferred)

Location:

Mumbai

Required Skills:
Strong understanding of

Domestic Banking Payment Systems

and

International Banking Practices .
Hands-on experience with domestic payment channels including:
NEFT (National Electronic Funds Transfer)
RTGS (Real Time Gross Settlement)
IMPS (P2P, P2A, A2A)
UPI (Unified Payments Interface)
Payment Gateways
BillDesk
SFMS (Structured Financial Messaging System)
Good knowledge of

SWIFT Messaging Standards

and International Payments.
Experience working with SWIFT MT message formats including:
MT103 – Customer Credit Transfer
MT202 – Financial Institution Transfer
MT940 – Customer Statement Message
MT942 – Interim Transaction Report
MT111 – Request for Stop Payment
MT112 – Status of Request for Stop Payment
Understanding of end-to-end payment processing lifecycl...