Location
India, India, India
Posted
July 18, 2026
Job Description
This position is within Citi’s USPB In-Business Unsecured Lending Risk. This role will develop, implement and monitor credit policy strategies and capabilities for new account originations across the Unsecured lending portfolios for US credit cards. You will be responsible for ensuring that credit strategies are analytically sound, compliant with regulatory expectations, and aligned with bank’s risk appetite and growth objectives.
In this role, you will
+ Support design, development & optimization of the acquisition credit policies for a $150B+ portfolio that generates 15MM new accounts annually
+ Support tactical and strategic Risk Analytics projects for U.S. Consumer Cards
+ Perform quantitative analyses to assess risk-adjusted return, risk segmentation, and tradeoffs in acquisition policy changes
+ Prepare proposals and review with the stakeholders within Risk, document the effective challenge and incorporate inputs in revising the proposals
+ Partner w...
In this role, you will
+ Support design, development & optimization of the acquisition credit policies for a $150B+ portfolio that generates 15MM new accounts annually
+ Support tactical and strategic Risk Analytics projects for U.S. Consumer Cards
+ Perform quantitative analyses to assess risk-adjusted return, risk segmentation, and tradeoffs in acquisition policy changes
+ Prepare proposals and review with the stakeholders within Risk, document the effective challenge and incorporate inputs in revising the proposals
+ Partner w...