Credit Risk Analyst

Shoptalk

Full-time Finanzas
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Location
madrid, comunidad de madrid, Spain
Posted
June 08, 2026

Job Description

Job Title

Credit Risk Analyst

About your role

The Credit Risk Analyst supports merchant underwriting and ongoing credit risk management within a regulated acquiring and payments environment. The role focuses on assessing merchant creditworthiness, monitoring transaction behavior, and contributing to effective risk controls. The analyst also supports fraud and AML/KYC activities as part of a broader risk framework, while working closely with senior analysts and risk managers to ensure sound risk governance and operational excellence.

What you’ll do

  • Perform merchant underwriting by assessing credit risk in line with internal policies, defined risk appetite, and card scheme requirements.
  • Analyze merchant and transaction data to identify potential credit deterioration, fraud indicators, or abnormal behavior.
  • Support ongoing monitoring of merchant portfolios and elevate risk indicators in a timely structured manne...