Job Description
SUMMARY:
An exciting opportunity exists for a detail-oriented and commercially minded Credit Analyst to join a dynamic credit team within a growing financial services environment. This role is ideal for someone who thrives on data-driven decision-making, applies strong financial judgement, and enjoys working collaboratively across teams.
POSITION INFO:
You will be responsible for assessing and approving credit applications, managing risk within a defined mandate, and contributing to the optimisation of credit processes and portfolio performance. Key Responsibilities: Credit Assessment & Decisioning: Analyse financial information including bank statements, credit reports, and management accounts Make independent credit decisions within a delegated approval limit (up to R250,000 per deal) Identify risks, trends, and mitigating factors across applications Conduct detailed qualitative and quantitative analysis of applicants and coun...